Residential Loans
A home loan that fits the life you are building.
EON compares lender options for buyers, homeowners, veterans, investors, and renovation projects across Illinois and Missouri.
Loan fit panel
Purchase with a loan strategy, not a guess.
Compare conventional, FHA, VA, USDA, jumbo, and adjustable-rate options before you make an offer.
Program explorer
Start with the loan type. Then compare the details.
Pick a program to see who it tends to serve, what matters, and where EON can help compare lender fit.
Conventional
Borrowers with stable income, solid credit, and flexible down payment options.
Conventional loans follow Fannie Mae and Freddie Mac guidelines. The 2026 baseline conforming limit is $832,750 in most U.S. counties.
Best starting point for many buyers and refinancers.
Payment studio
A clearer estimate before the conversation.
This calculator is for principal and interest only. Taxes, insurance, mortgage insurance, HOA dues, and lender fees are not included.
Loan term
Estimated principal + interest
$0
Informational estimate only. This is not a loan offer or commitment to lend. Actual terms depend on credit approval, property, program, and market conditions.
How EON helps
A simpler route from question to closing.
The best mortgage conversation is practical: goals first, options second, paperwork only when it is useful.
Clarify the goal
Purchase, refinance, cash-out, renovate, or compare benefits.
Compare lenders
EON shops programs and guidelines across a broad lender network.
Review the numbers
Understand payment, cash-to-close, tradeoffs, and next steps.
Close confidently
Move through underwriting and closing with a clear path.
Readiness
Documents that make the next step easier.
You do not need every document before reaching out. This list simply helps you understand what lenders usually request when a file moves forward.
Income: W-2s, pay stubs, or tax returns if self-employed
Assets: recent bank, investment, and retirement statements
Identity: government ID, Social Security number, address history
Property: purchase contract, mortgage statement, or renovation scope
Talk through your options with EON.
Licensed in Illinois and Missouri. NMLS #2117408.